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Business and Property Insurance Claims

The attorneys at Bales & Bales, P.A. regularly assist businesses and commercial property owners with their insurance claims for damages to their property, equipment and inventory due to hurricanes, tropical storms, tornados, floods, fires and other casualties. The attempts by many businesses and commercial property owners to collect money from their insurance companies after a casualty have often been met with delays in payments or denials of coverage for legitimate claims. Bales & Bales, P.A. has a longstanding record of protecting the rights business owners in their disputes with insurance companies. Our attorneys have extensive experience in numerous insurance matters and know the unique insurance issues that businesses face in pursuant of their business insurance claims. Bales & Bales, P.A. uses a global network of resources and experts to obtain successful settlements and judgments in our clients’ favor.
Business property insurance ensures that business property is covered in the event of a natural disaster or some other type of event that causes damage. Even though a business owner has obtained and paid for a business insurance policy, in many instances the insurance company attempts to deny or severely under value claims after they are made. In situations such at this the attorneys at Bales & Bales, P.A. can assist business and commercial property owners with proactively responding to wrongful denials of business insurance claims for coverage and other similar practices utilized by insurance companies.
After a natural disaster or other casualty event business and commercial property owners not only need compensation for the physical damages to their property, equipment and inventors, but many business and commercial property owners additionally suffer from lost revenue during the time their business is not in operation. Often times insurance claims for business interruption and lost revenue and given the same treatment as claims for property damage. Bales & Bales, P.A. regularly assists its clients as well with enforcing their rights to receive the compensation due and owing to them under their business interruption and lost revenue insurance policies. The attorneys at Bales & Bales, P.A. play a key role in assisting our clients with getting their businesses operating again.
Damages incurred by businesses and commercial property owners due to wind, rain, mold, mud, and debris from hurricanes, tropical storms, tornadoes and other casualties typically effect roofs, foundations, drywall, insulation, and other structural elements which need repairs following a casualty. Some losses are unique to businesses, such as damage to equipment, machines, computers, inventory and business records. Additionally, businesses may experience significant disruptions in the flow of customers and supplies. Bales & Bales, P.A. and our team of experts assist our clients by reviewing their insurance policies to determine the extent of their insurance coverage, determining insurance deductibles, and identifying unique provisions in their insurance policies that should entitle them to compensation. We additionally aggressively and diligently assist all of our clients to maximize the value of their business insurance claims.